Austin First-Time Home Buyer Programs

For first-time home buyers in Austin, Texas, there are a variety of programs available to aid in the purchase of a new home. These programs can help with down payments and closing costs, as well as provide access to special loan options.

In this blog post, we’ll look at some of the most popular programs and how they can help you make the dream of homeownership a reality.

FHA Loans

One popular option for first-time homebuyers in Austin is an FHA loan. An FHA loan is backed by the U.S. Federal Housing Administration and provides borrowers with more flexible terms than conventional loans. This type of loan requires a lower down payment than other types of loans, making it easier for first-time buyers to purchase a home without putting up a large sum of money upfront. It also offers better terms on interest rates and mortgage insurance premiums than other types of loans, making it an attractive option for many prospective buyers.

VA Loans

Another excellent program for first-time homebuyers in Austin is VA loans backed by the U.S. Department of Veterans Affairs (VA). This type of loan allows veterans and their families to get financing for their homes without having to make a down payment or pay mortgage insurance premiums.

VA loans also offer competitive interest rates and allow borrowers to secure financing without any minimum credit score requirements or income restrictions, making them an ideal choice for many veterans looking to purchase their first house in Austin.


For those looking to buy their first home in Austin, there are several great programs available that can help make that dream become a reality. FHA loans, VA loans, and the Homes Sweet Texas Loan Program all provide assistance with down payments and closing costs while offering competitive interest rates and flexible terms that make them attractive options for prospective buyers seeking assistance purchasing their very first house in Austin or elsewhere throughout Texas!

Whether you’re an experienced homeowner or just starting out on your journey into homeownership, these programs can help you realize your dreams!


If you’re ready to take your next step in the home-buying process, get in touch. My team and I are happy to help point you in the right direction.

Rolling Hills Realty Group is dedicated to helping you achieve your real estate dreams here in Austin. We have the resources and a dedicated team that will personalize every step of the way so you can make the best decision for you.

Contact us today to learn more about our services and how we can help you get into the home of your dreams!